Here are ten tips for getting the best boat loan fromBoatUS, just in case you’re still looking for a new ride for this summer. Or print this out and take it with you to the shows next fall. It will help make the boat-buying process a lot easier. 1.Undeerstand the basics. A fixed-rate, simple-interest loan is the most common, with the same monthly payment for the life of the loan, usually from ten to 20 years, after a 10 percent to 20 percent down payment. Variable rate loans usually offer a fixed rate for a few years, and then a…